Step-by-Step Guide to Transferring Funds Using the SBI YONO App

Transferring funds through the SBI YONO app is a straightforward and secure process that allows you to send money within seconds. Whether you are a frequent user or new to the app, understanding each step is crucial. Here’s a detailed guide to help you navigate the process smoothly.

Logging into the SBI YONO App

Step 1: Open the SBI YONO app
- Launch the SBI YONO application on your mobile device, ensuring it is downloaded from the official app store.

Step 2: Log in to your account
- Enter your login credentials. You can use either a username and password or biometric authentication for security.

Navigating to Payments or Fund Transfer

Once logged in, follow these steps to initiate a payment or fund transfer:

Step 3: Locate the Payments or Fund Transfer option
- On the home screen, find the Payments or Fund Transfer section and tap on it to proceed.

Choosing the Transfer Type

Step 4: Select the appropriate transfer type
- Depending on your needs, choose between domestic transfers to the same bank or inter-bank transfers.

Entering Beneficiary Details

Step 5: Enter the beneficiary's details
- If you are transferring funds to another bank, you will need to provide the beneficiary's account number, IFSC code, and any additional required details.

If you are transferring within the State Bank of India (SBI), input the recipient's account number only.

Specifying the Amount to Transfer

Step 6: Enter the amount
- Specify the exact amount you wish to transfer to the beneficiary's account.

Adding Optional Remarks

Step 7: Include any optional remarks
- If necessary, add remarks for the transaction, which can help you track the payment later.

Reviewing and Confirming the Transaction

Step 8: Review the details entered
- Double-check all the information to ensure accuracy and completeness before proceeding.

Authenticating the Transaction

Step 9: Authorize the transaction
- Enter your MPIN (Mobile Payment Identification Number) or use biometric authentication to confirm the transaction.

Receiving a Confirmation

Step 10: Confirmation and transaction verification
- Upon successful transfer, you will receive a confirmation message and a transaction reference number.

Additionally, you can check your transaction history via the app to verify the transfer.

Additional Tips for Efficient Fund Transfers

Ensure your mobile number is linked to your bank account: This enables you to receive notification alerts for transactions and important updates. Keep your app updated: Regular updates ensure that you are using the latest features and security protocols. Contact SBI customer support: If you encounter any issues during the transaction process, don't hesitate to reach out to the customer support team for assistance.

Using Quick Transfer in SBI YONO Lite App

For even faster and more convenient transfers, you can also use the Quick Transfer feature in the SBI YONO Lite app:

1. Log in using internet banking credentials:
- Enter your internet banking credentials for a hassle-free login.

2. Select 'Quick Transfer':
- Once logged in, you can easily initiate a quick transfer by selecting the 'Quick Transfer' option.

3. Send money using account details:
- Input the recipient's account number and IFSC code, then click 'Submit'.

4. Confirm the details:
- Verify all the input details before proceeding.

5. Complete the transaction with an OTP:
- Receive the One Time Password (OTP) on your registered mobile number and enter it to finalize the transaction.

By following these steps, you can efficiently and securely transfer funds using the SBI YONO app, ensuring smooth and timely financial transactions every time.