How to Transfer a Bank Account with CIF Without INB Facility: A Comprehensive Guide

Transferring a bank account with CIF, or Customer Identification File, from one location to another without an INB (Internet Banking) facility can be a straightforward process if you follow the necessary steps correctly. In this guide, we will walk you through the detailed procedure to ensure seamless account transfer.

Steps to Transfer a Bank Account with CIF

When transferring a bank account with CIF from one branch to another without an INB facility, there are several key pieces of information you need to provide to your bank. Here are the essential details you should include:

Account holder name and account number Current branch where the account is maintained Requested branch where you would like the account to be transferred Reason for the transfer request A copy of your valid identity proof, such as a PAN card, Aadhaar card, or passport Preference to link the transferred account with an INB facility after the transfer is complete Sign the application form and provide contact details for further communication

Example Application for Transfer of Bank Account

To make the process clearer, let's take a look at an example application for transferring a bank account with CIF, even if it does not have an INB facility.

To

The Bank Manager
NamenPlace NamenBranch Namen
Date

Subject: Bank Account Transfer Application

Respected Sir/Madam,

I am an account holder in your prestigious bank for over 5 years. My account number is 5671234567897645. Due to my recent job transfer, I have been relocated to Delhi.

I would like to request you to transfer my bank account from the current branch to the bank branch located at Anand Vihar. This will make it much easier for me to manage the account from here.

The charges for the process of transferring my bank account can be debited from my account.

Kindly assist me with this as soon as possible.

NOTE: Transfer CIF number along with Account Number.

Thanking you.

Yours Sincerely,
Name of the account holder
Account Number: 5671234567897645
New Branch Name IFSC Code: Anand Vihar IFSC Code - PUNB09876543
Mobile Number: 12345678991

Important Considerations

Here are a few important points to keep in mind during the transfer process:

Bank Account Charge: Your bank may charge a nominal fee for the account transfer. Ensure you are prepared to pay the charges. Branch Visit: Your bank might require you to visit the branch in person to complete the procedure. It is advisable to contact your current branch to understand their specific requirements and procedures for account transfers before submitting your application. INB Facility: INB (Internet Banking) facility will be available at any branch with the CIF number. However, your account number/CIF number will not change. In the CBS platform, only the branch code will change. Truncated Cheque Book: You will be required to request a new truncated cheque book at the transferee branch. You cannot use the old cheque book for transactions at the new branch. CIF Transfer: When transferring CIF, all accounts under the same CIF will be transferred along with it. Therefore, it is essential to provide accurate information to avoid any discrepancies.

By following these guidelines and ensuring all the necessary information is included in your application, you can successfully transfer your bank account with CIF to a new branch without an INB facility.

For any further questions or assistance, feel free to contact your bank's customer service.

Sincerely,

Your Name