How to Obtain a Reference Code on the BHIM App for Bonus Earnings

To successfully earn referral bonuses on the BHIM app, it's essential to understand the eligibility criteria and the steps involved. This guide will walk you through obtaining a referral code, the process for the referrer to receive their bonus, and helpful tips for new users.

Introduction to BHIM App and Referral Program

The BHIM app, developed by the Reserve Bank of India (RBI) in collaboration with Indian banks, is a free mobile banking and payments application. One of the key features of BHIM is its referral program, which offers bonuses to both referrer and referee. This article aims to provide a clear and concise guide on how to secure a referral code and benefit from the referral bonus.

Eligibility for Referral Code and Bonus

New User Requirement for Referral Code

To be eligible for a referral code and to earn bonuses, the beneficiary (referee) must be a completely new user. This means the bank account or mobile number should not have been used earlier to send money through BHIM 99 or any other Unified Payment Interface (UPI) app. The following are key points to remember regarding eligibility:

No previous association with BHIM 99 or other UPI apps using the same bank account or mobile number. The referee should make a minimum of three transactions using the BHIM app to ensure the referrer receives the bonus.

Steps to Obtain a BHIM Referral Code

Step 1: Install and Activate the BHIM App

Begin by downloading the BHIM app from the Google Play Store or the Apple App Store. Once downloaded, install the app on your mobile device and complete the initial setup, including setting up your biometric authorization and creating a login.

Step 2: Check for Invitation Links or Codes

After activating the app, check if you receive any invitation links or codes. These are often included in promotional emails, social media posts, or from offline advertisements. If you have not received an invitation, you can still proceed by creating a profile and exploring the app to discover referral opportunities.

Step 3: Invite a Friend or Family Member

Once you have set up your profile, share the referral link or code with a new user via email, text message, or social media. It's important to ensure that the person you're inviting has never used the same bank account or mobile number on any other UPI app. Encourage them to download and activate the BHIM app using the referral code.

What Referrers and Referees Get

Referrers

Referrers are rewarded for bringing in new users who make a minimum of three transactions through the BHIM app. The bonus amount varies depending on the bank, but it is typically a fixed amount or a percentage of the transaction made by the referee.

Referees

By becoming a referee and completing the required transactions, you ensure that the referrer receives their bonus. Additionally, you benefit from using the app and enjoying the various payment services it offers.

Tips for Maximizing Referral Bonuses

Encourage Active Usage: Ensure that the referee uses the app frequently to make transactions. This will not only help the referrer gain their bonus but also make the app more valuable to the referee. Spread the Word: Use social media, email, and direct outreach to spread the word about the referral program. The more people you bring in, the more chances for both of you to earn bonuses. Stay Updated: Keep an eye on any updates or changes in the app’s referral program. Some banks may have special offers or high bonuses during certain periods.

Additional Resources

For more detailed information on how to use the BHIM app referral code to earn bonuses, you can refer to the following resources:

Official BHIM App Documentation: Explore the official documentation provided by the app to gain a deeper understanding of how the referral program works. Customer Support: If you have any questions or run into issues, don't hesitate to contact the customer support team for assistance. YouTube Tutorials: Many YouTubers and bloggers provide video guides specifically for the BHIM app referral code. These can be very helpful for visual learners.

Conclusion

By following the steps outlined in this guide, you can easily obtain a referral code on the BHIM app and maximize your chances of earning bonus amounts. Remember, the key is to invite completely new users who haven't used the same bank account or mobile number on any other UPI app. With persistence and active usage, both the referrer and referee can benefit from the referral program.